Personal Loan In Singapore Approval Under 30 Seconds
Leveraging on technology, we provide you with:
- Fast Approval Time
- Lowest Interest Rates Guaranteed
- All Income Levels Eligible
About GetCash
Whether you need loans quickly for an unexpected situation, or to ease your current financial load, GetCash offers a fuss-free and reliable solution for you. Through our quick online application, we offer a close to 100% success rate in providing you with a personal loan on the same day.
We are proud to have served our customers well, and we want to extend that same level of service to even more people in the future. Apply below and we’ll get in touch with you asap.
Fast
Loan Approval
In 30 Minutes
Reliable
No Hidden Fees
Efficient
Flexible
Repayments
Fast
Loan Approval In 30 Min
Efficient
Flexible Repayments
Reliable
No Hidden Fees
How Much Do You Need?
Your monthly payment
S$338
* Calculation is based on an APR of 4%. An individualised APR will be presented at the end of your application. Max. APR 48%. Min. repayment period 3 months, max. 72 months.
Fast. Reliable. Efficient
No Hidden Fees
Loan Approval In 30 Min
Flexible Repayments
Get Your Loan From Us Instantly
Get Your Loan From Us Instantly
Are you experiencing financial difficulties? Whether you need the immediate cash to get you through the next few days, or an unexpected situation, or for any reason, we at GetCash understand your needs and we are here to help.
We have an Quick Online Application for quick loan approval within 30 minutes, and we consider not just your credit score. We have a solid reputation of excellent customer service where we will go the extra mile to make sure you’re satisfied.
Our top priority is to give you fast and efficient loan service to help you settle your financial trouble. We have different loan packages tailored to your needs, and we make sure that we are always available to give you the best solution you’re looking for.
Talk to us to learn more about the loans we offer and the type of loans suitable for your needs.
Get Your Loan In 3 Easy Steps
Receive
Your Loan
Loan Eligibility
Local and Permanent Residents
- Identity card
- Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)
- Proof of employment (certificate of employment or recent 3 months payslip)
- SingPass (password to log into CPF, HDB, IRAS website)
Frequently Asked Questions
The amount of cash you can loan varies depending on the legal requirement and qualification.
Here’s the list of loanable amount GetCash offers:
- Personal Loan – SGD $300 to $50,000
- Business Loan – SGD $5,000 to $200,000
- Monthly Loan – Up to 6x monthly income
Back by our technology platform, the in-principle approval takes only 30 seconds, should you qualify. To expedite the process, we strongly recommend an in-person visit to our office for a quick verification to receive the cash immediately, within the same business day.
- Receive loan offer via Teleconference
- Schedule appointments at the partnering funder’s offices
- Process over the counter
Yes, do get in touch with us at +65 8874 5599.
According to the MinLaw, licensed funders in Singapore charge the maximum and low interest rates of 4% per month. This rate applies regardless of the borrower’s income, as well as whether the loan is an unsecured or secured one. If a borrower fails to repay the loan on time, the maximum rate a funder can charge for the late interest is 4% per month for each month the loan is repaid late.
This interest rate is implemented to all funders in Singapore. It is also inclusive that money lenders in Singapore must follow this procedure promulgated under the MinLaw.
A lender in Singapore is only permitted to impose the following charges and expenses:
- Fee not exceeding $60 for each month of late repayment
- Fee not exceeding 10% of the principal of the loan when a loan is granted
- Legal costs ordered by the court for a successful claim by the lender for the recovery of the loan
The total charges imposed by any funder on any loan, consisting of interest, late interest, upfront administrative and late fee also cannot exceed an amount equivalent to the principal of the loan amount.
You should ensure that:
- You fully understand your responsibilities as a surety;
- You have received a copy of the Note of Contract at the time that the loan contract is granted to the borrower;
- The lender has explained the terms in the Note of Contract in a language that you understand;
- The lender does not keep your NRIC card or any other personal ID documents (e.g. driver’s license, passport); and
- The lender does not acquire any information that contains passwords to your user accounts (e.g. Singpass account, Internet banking account, email account).
- Make sure the lender delivers to you the correct principal amount of the loan. The lender is only permitted an upfront deduction of a loan approval fee of up to 10% of the principal amount
- Pay the loan installments on time to avoid incurring late payment fees and late interest.
- Make sure the lender issues you a receipt every time you make any repayment towards your loan, and check it for correctness (e.g. name, amount, date).
- Make sure you receive a statement of account for all your loans at least once every January and July and check it for correctness (e.g. name, amount, date); and
- You should retain all statements of accounts and receipts of payments as documentation and evidence of payments.
Under the advertising rules, all licensed or legal loans lender in Singapore are permitted to advertise only through these three channels:
- Business or consumer directories (in print or online media)
- Websites belonging to the moneylender
- Advertisements placed within or on the exterior of the moneylender’s business premises
If you receive flyers, SMSes, emails or other forms of advertisements, these would be from either licensed money lenders operating in violation of the rules, or unlicensed lenders. Legal money lending Singapore is permitted to operate under strict regulations and rules.